Huge! Massive respect...
1/ I expect anything around money to need #counter-measures... as it's "mo' money mo' problems" usually.
Not being #naive because "when something works well, they go after it and want to keep things broken"
AND
2/ An #alternative to #banks is the #endgame (since banks re-loan people's savings so *all* money is _diluting_ !) :(
People think money stays in the bank account - It does not.
#Banks lend out for #war #tanks arms etc
[banks = bad people / medium]